An app installed on the phone, with no account and no third-party service: 279 goals in nine blocking tiers, a level that drops when supplies expire, an inventory that computes the household’s days of self-sufficiency, and an offline Crisis screen for the day itself.
A CPU VPS dedicated to the agent, reachable only over a private network, a separate production machine and GPUs rented by the hour: the state of play on 31 October 2026, from isolation to secrets and costs.
The lever is no longer the prompt but the context: what goes in, when, and what is handed to mechanisms that do not depend on the model. My method, revised as of 29 October 2026.
Self-hosted web app for household budgeting and net worth. Keyboard entry, fixed expenses, budget targets, reports, a monthly net-worth matrix, financial goals in a pyramid with their analysis; a Monte Carlo net-worth projection is on its way.
